UK Mortgage Market Dashboard
An overview of trends and product availability based on our sample dataset.
AI Market Summary
The UK mortgage market is predominantly offering fixed-rate products across various terms, with a notable emphasis on 2-year and 5-year options for both residential and buy-to-let borrowers. A significant number of products are specifically tailored for the Buy-to-Let sector, particularly for Limited Company applicants, indicating a strong focus on specialist landlord lending. While a diverse range of lenders compete, many products include substantial fees, often accompanied by incentives like free valuations or cashback, with consistently high revert rates underscoring the importance of initial fixed terms.
Average Initial Rates
Average initial interest rates for the last 12 months.
Product Mix by Rate Type
Distribution of available products in our dataset.
Lender Product Count
Number of products available per lender in our dataset.